Your loan associate will contact you to assess your situation
and determine your financial goals. Expect to discuss the
following information: estimated value of your home, your
credit history, and your home's equity.
Receive
Your Quote
Based on the information collected and your credit report,
your loan associate will quote you an interest rate and
APR and the loan amount that you are likely to qualify for.
Prepare
Your Documents
Your loan officer will request financial documents and
set an appointment for an appraiser to meet you to assess
the value of your home. (See our Loan
Checklist for a list of documents that may be requested.)
Obtain
Loan Approval
With your application now complete, your loan associate
will notify you when your loan is approved. At this time
an appointment will be made for signing the loan papers.
You will receive your funds about one week following the
loan signing.